This insures your personal belongings (furniture, clothing, cookware, etc) to the limit you have determined to be their total replacement value. Your personal property is also insured while it is temporarily away from your rented home.
This insures improvements to the rented dwelling made by you or acquired at your expense.
This insures any bodily injury or property damage arising out of your personal activities anywhere in the world. It also insures bodily injury and property damage arising out of your occupancy of the rented dwelling. The policy will defend you against legal action in this regard and pay out the compensatory damages should you be found negligent and therefore liable for injury or damage.
This insures property damage to the premises you rent which is caused by an insured peril. This is important because a Landlord can come to you for payment for damage that you cause to the rented premises. For example, if you left a pot on a stove and a fire ensued damaging the premises, you could be held responsible for paying the damage. This coverage pays for your legal liability as a tenant.
Contact us today for more information about Tenants insurance.