Classic cars need specialized insurance

Classic cars need specialized insurance

Do you have a classic, antique, or collector car at home?  You’ve probably got it insured right?  Did you know that there are insurance companies that specialize in insuring these types of vehicles?  You’d be wise to talk to a professional insurance broker about insuring your prized car.  Different insurance companies handle these vehicles differently.  Some require appraisals, some don’t. Some will guarantee a value, some won’t. You don’t want to find out you’ve got the wrong type of coverage when its too late.

Insurance for a classic, antique, or collector car is typically pretty affordable. Most owners are quite protective of their cars and only take them out occasionally for short drives, or to car shows, on days when the weather is perfect.  The rates are low to reflect the fact that these cars are typically very well looked after and the risk is relatively low.

At Young & Haggis we insure these vehicles with Hagerty Insurance.   When it comes to classics, antiques, and collectibles these guys know their stuff.

Hagerty Insurance is based out of Traverse City Michigan and employs about 700 people in the USA, Canada and the UK.  Not only do they insure these amazing historic vehicles, they also have a collection of their very own.  Some of these cars have been in the Hagerty family since the 1960’s.

One special car in the collection is their 1969 ChevroletOLYMPUS DIGITAL CAMERA Camaro SS 396.  The Camaro was totalled in a crash but instead of scrapping it the company decided to restore it.  In fact, it was painstakingly restored by Hagerty employees.  The company has a special program that allows any employee to get their hands dirty in the garage.  The Camaro took 2 years to complete.

 

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Another special car is their 1967 Porsche 911 S which was rebuilt by the company CEO McKeel Hagerty.

 “The company was built by a family of car enthusiasts, not by a  family of insurance enthusiasts” – Johnathan Klinger,  Public Relations  Manager.

If you’re ready to look at the coverage on your special car  contact us